Imara Pay
๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong โ€” Seller โ†’ ๐Ÿ‡ฐ๐Ÿ‡ช Nairobi โ€” Buyer
Step 1 - Seller's Xero account

Pearl River Trading manages its books in Xero. From the Home dashboard they start a new invoice - and later, when they mark it payable in stablecoins, Triple-A routes the payment.

x xero
PR

Pearl River Trading Ltd

Hong Kong - HKD - Demo Company

Invoices owed to you

HK$ 412,880
Draft HK$74k - Awaiting payment HK$190k - Overdue HK$148k

Bank accounts

HK$ 1,284,560
HSBC Business - HKD - Reconciled to 14 Jun 2026

Recent sales invoices

INV-2041 - Mwangi Hardware & ImportsHK$ 95,322.00Draft
INV-2039 - Adebayo Trading CoHK$ 48,150.00Awaiting payment
INV-2036 - Nakuru Builders LtdHK$ 122,400.00Paid
Triple-A When an invoice is set to collect in stablecoins, payment is routed and settled through your connected Triple-A account.
Step 2 - Create the invoice

The Hong Kong exporter builds the invoice in their accounting platform - adding the buyer, the goods, and line amounts. Edit anything below; the total updates live.

New Sales Invoice
Draft
From (seller) Auto-filled from your account
Bill to (buyer)
Invoice number
Currency
DescriptionQtyUnitAmount
39,400.00
18,480.00
7,050.00
3,120.00
7,324.14
Subtotal (goods)75,374.14 HKD
Freight & insurance (CIF)6,800.00 HKD
Import VAT (16%)13,147.86 HKD
Total95,322.00 HKD
Draft saved automatically.
Step 3 - Review & issue

The approved invoice, ready to issue. Nothing about the seller's accounting workflow changes - this is the finished document.

Sales Invoice - INV-2041
Awaiting payment

Invoice

From
Pearl River Trading Ltd
Unit 1208, Kwun Tong, Kowloon
Hong Kong - BR 6634-2201
Bill to
Mwangi Hardware & Imports
Industrial Area, Nairobi, Kenya
Kenya - PIN P051xxxxxX
Invoice date
15 Jun 2026 - Due 29 Jun 2026
DescriptionQtyUnit (HKD)Amount
Diesel generator sets - 50kVA, Model HK-50G49,850.0039,400.00
LED high-bay industrial lighting - Model HK-220110168.0018,480.00
Heavy-duty fastener & fixing kits (assorted)30235.007,050.00
Hydraulic workshop press - Model HK-PR3013,120.003,120.00
Export packaging, crating & documentation17,324.147,324.14
Subtotal (goods)75,374.14 HKD
Freight & insurance (CIF)6,800.00 HKD
Import VAT (16%)13,147.86 HKD
Total due95,322.00 HKD
Invoice approved and ready to issue.
Step 4 - Send the invoice

The seller emails the invoice to the buyer with a secure payment link. The buyer will choose how to pay when they open it.

To
Subject
Message
Step 9 ยท Seller's Xero account ยท Payment confirmed

Back in Xero, Pearl River Trading opens invoice INV-2041 and sees it marked paid, with the full payment and settlement details from Triple-A.

x xero
PR

Invoice INV-2041

Mwangi Hardware & Imports ยท Industrial Area, Nairobi, Kenya
โ— Paid
Invoice total HK$ 95,322.00
Payment methodStablecoin
You receive HK$ 95,322.00
Settlement To HSBC Business (HKD) โ€” next day
Confirmation timeInstant
Date paid15 Jun 2026
Triple-A Paid in stablecoin and auto-converted to HKD. Funds settle directly into your linked bank account โ€” no SWIFT delay, no correspondent-bank fees.